Free tool
Two lists and a fund: what baby costs once, what baby costs every month, and a thermometer to fill before the due date.
Buy used where safety allows; car seats new.
One-time total: $0
What each month looks like after arrival.
Monthly total: $0
0%
funded
Suggested goal = one-time costs + 3 months of the new budget, banked before the due date.
The one-time checklist, the new monthly budget, and a color-in fund thermometer — one sheet to plan the whole arrival.
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The one-time gear list gets all the attention, but the monthly number is the one that reshapes your budget for years — childcare alone often rivals rent. Practice living on the new monthly budget for a month or two before the due date and bank the difference straight into the baby fund.
While you're at it: add baby to your health insurance within 30 days of birth, and this is the classic moment to sort out term life insurance and a simple will.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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