Goals & Debt Paydown

Save for anything.
Pay down everything.

Whether you're building an emergency fund or crushing credit card debt, Worth gives you a clear plan with projected timelines and visual progress you can actually feel.

Save up
Pay down
Emergency Fund
$8,400 / $12,000
70% complete
Vacation 2027
$1,250 / $5,000
25% complete
New Car Fund
$14,800 / $20,000
74% complete

Savings and debt, side by side

Save-up & debt tabs

Toggle between savings goals and debt paydown plans in a single view. Each type gets its own tailored inputs and projections.

APR modeling

Enter your interest rate and Worth calculates how much you'll pay in interest over time — and how extra payments accelerate your payoff.

Projected payoff dates

See exactly when you'll hit your goal or be debt-free based on your current contribution schedule. Adjust and watch the date move.

Monthly contribution tracking

Set a target monthly contribution and track whether you're on pace. Worth flags when you're falling behind or pulling ahead.

Visual progress bars

Every goal gets a satisfying progress bar that fills as you get closer. See your momentum at a glance without opening a spreadsheet.

Color-coded priorities

Assign colors to goals so you can visually group and prioritize them. High-interest debt stands out from long-term savings at a glance.

How it works

1

Create a goal

Choose save-up or debt paydown, enter a target amount, and set your monthly contribution. For debt, add your APR to unlock interest projections.

2

Track your progress

Worth updates your progress automatically as you contribute. Visual bars and projected dates keep you motivated and on track.

3

Hit your target

Watch your payoff date move closer with every extra payment. Celebrate when the progress bar hits 100% — then start the next one.

Try Worth free for 3 days

No credit card required. All features included.

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