Worth
Features
Budget
Monthly budgets with rollover
Spending
Track where every dollar goes
Investments
Brokerage + crypto portfolio
Reporting
Charts, trends, and insights
Goals
Save up or pay down debt
Crypto
Wallets, exchanges, DeFi
Credit Score
Track and improve your score
AI Assistant
Claude-powered insights
Recurring
Auto-detect subscriptions
Rules
Auto-categorization engine
Net Worth
Everything in one number
Dark Mode
Easy on the eyes
Learn
Pricing
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Changelog
Every release, every feature, every fix.
v2.0
April 14, 2026
V2 — The Big One
Transaction auto-categorization rules with priority ordering
Budget rollover — surplus and deficit carry across months
AI Financial Assistant powered by Claude with real data context
Credit score monitoring with gauge visualization and history
Real estate and vehicle manual asset valuation
Equity/RSU/ISO/ESPP tracking with vesting schedules
Enhanced goals with debt paydown, APR modeling, projected payoff
Plaid webhook support for real-time transaction sync
Saved reports with load/delete
Multi-user household sharing with partner invite
PWA support with mobile bottom navigation
Neon Postgres migration from SQLite for cloud-ready deployment
v1.5
April 12, 2026
Learn Library & Dark Mode
160+ original personal finance articles across 27 categories
Full-text search across all articles
Three-way dark mode toggle (light/system/dark) with no FOUC
Theme-aware Recharts via useChartTheme hook
AI assistant now references and links to Learn articles
v1.2
April 11, 2026
Monarch Feature Parity
Cash Flow page with monthly income vs. spending chart
Reports page with top merchants, income sources, stacked category trends
Recurring transaction detection with cadence classification
Goals page with progress bars and color coding
Investments page with Plaid + crypto combined portfolio
Advice page with rules-based financial recommendations
v1.0
April 10, 2026
Initial Release
Plaid bank sync with incremental transactions/sync
Dashboard with net worth, cash flow, spending by category
Transactions page with search, filter, inline recategorization
Monthly budgets per category with progress bars
Crypto tracking: manual holdings, DeBank, Coinbase, Kraken
Worth branding: splash screen, login, DM Serif Display + gold/green palette
Password-protected vault with bcrypt hashing