Free tool
The DIME method — Debt, Income, Mortgage, Education — tells you roughly how much coverage your family actually needs.
The monthly figure is a rough estimate only — roughly $30/month per $1M of coverage for a healthy 35-year-old buying a 20-year term policy. Your actual quote depends on age, health, and term length.
Term life insurance is dramatically cheaper than whole life for the same coverage. Most families just need enough term coverage to bridge the years until the kids are independent and the mortgage is gone — they don't need a policy that lasts forever.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
Start free trial