About Worth

Worth was built with the sole goal of helping as many people as possible reach financial prosperity by combining education with groundbreaking technology. We believe that with the correct knowledge and resources, anyone can achieve their financial goals. Whether you're new or a pro, young or old, overwhelmed with debt or debt-free — you can thrive financially if you commit.

The name comes from the question every financial decision reduces to: what is this worth to me? Not just in dollars — in time, in freedom, in peace of mind. Worth is the app that helps you see the answer clearly.

Meet the team

Luke M., CEO & Founder of Worth

Luke M.

CEO & Founder

Luke's background spans business, marketing, and quantitative economics. For more than 15 years he has enjoyed learning and embracing every aspect of financial literacy — from budgeting to investing and everything in between.

Talking with countless family members and friends, he realized how big the need for real personal finance resources is. Not just another app that tracks spending, but one that educates and provides deep insight into your own finances — so you can get on a path to prosperity.

What we believe

Your data is yours

We built Worth privacy-first because financial data is too sensitive to treat carelessly. Your credentials never touch our servers — bank connections run through Plaid's encrypted vault — and you can export or delete your data at any time.

Education > anxiety

Most finance apps show you scary numbers and hope you'll figure out what to do. Worth Academy includes 1,000+ original articles that teach the concepts behind the numbers — so you know why your net worth matters, not just what it is.

AI should be grounded

The AI Assistant reads your real data before answering. It doesn't hallucinate financial advice from thin air — it looks at your actual balances, budgets, and goals, and points you to relevant articles from Worth Academy.

Design matters

Financial software doesn't have to look like a government form. Worth uses DM Serif Display for headlines, a forest-green and gold palette, and the kind of whitespace that lets you think. Money is emotional enough — the app shouldn't add to the noise.

Contact

Questions, feedback, or partnership inquiries: support@theworthapp.com