Mint alternative

The best Mint alternative
for 2026.

Intuit shut Mint down on March 23, 2024 and pointed users to Credit Karma. The catch: Credit Karma tracks accounts and net worth, but it never brought Mint's budgeting or subscription tools with it. If you left Mint for Credit Karma and felt the gap, you felt it for a reason.

Worth picks up where Mint left off — automatic sync and categorization — and adds an AI agent that actually does something with the data.

Start free trialSee Worth pricing

Written to be fair. Where Mint is the better fit, we say so.

Worth vs Mint, side by side

A plain reading of what each app does today. Pricing and features change — check both before you decide.

FeatureWorthMint
Price$12.99/mo or $100/yrWas free (ad-supported); discontinued March 2024
Still available
Active
Shut down; moved to Credit Karma
Bank sync
Via Plaid
Credit Karma syncs accounts
Auto-categorization
AI-assisted, with rules
Not in Credit Karma today
Budgets
Budgets, goals, rollover
Not in Credit Karma today
Deal / subscription savings
Agent finds cheaper plans, cites sources
Investment monitoring
Descriptive portfolio view
Limited in Credit Karma
Cash-flow forecast
30-day forecast
Education library
Free Worth Academy
Acts on your money vs just tracks
Agent surfaces actions you approve
Tracking only

Who each one is for

Neither app is right for everyone. Here is the honest split.

You might not need a replacement if…

  • You mainly used Mint to watch your credit score — Credit Karma does that well, for free.
  • You only want to see account balances and net worth in one place, without budgeting.
  • You are not willing to pay for a finance app, and manual tracking is fine for you.

Worth is the better fit if…

  • You miss Mint's automatic budgets and category tracking, not just balances.
  • You want something that finds savings for you, not just charts what already happened.
  • You'd rather pay a flat fee than be the product an ad-supported app sells.

Where Worth is different

An agent, not just a dashboard

Mint showed you the past. Worth reviews your money nightly and surfaces things to act on — cheaper plans, price hikes, forgotten subscriptions — each with a source you can check.

No ads, no data selling

Mint was free because it sold your attention. Worth is funded by your membership, so your data has one customer: you.

You approve everything

Worth never moves money. It drafts the action and hands you the details; every automatic step is undoable for 30 days.

A real education library

Worth Academy is a large, free library of plain-English money guides — the kind of context Mint never offered.

Worth never moves your money. Investment and portfolio features are descriptive — they help you understand what you hold, not tell you what to buy or sell.

Questions, answered

What happened to Mint?
Intuit discontinued Mint on March 23, 2024 and encouraged users to move to Credit Karma, which it also owns. Credit Karma can sync accounts and show net worth, but it does not replicate Mint's budgeting or recurring-subscription features.
Can I import my Mint data into Worth?
Mint's live data is no longer accessible since the app closed. If you exported a CSV before the shutdown you can keep it for reference. In Worth, you reconnect your accounts through Plaid and history builds from there — most people are set up in a couple of minutes.
Is Worth free, and what does it cost?
Worth isn't free — it's $12.99/month, or $100/year as a founding member, with a 7-day free trial. Unlike Mint, there are no ads and your data isn't sold; the membership is the whole business model.
Does Worth replace everything Mint did?
It covers the core: automatic sync, categorization, budgets, goals, net worth, and recurring-bill tracking. It goes further with an AI agent that finds savings. The main thing it does not do is pull a free credit score the way Credit Karma does — for that, Credit Karma is still a fine free companion.

Comparing a few options? See all Worth comparisons.

Try Worth free for 7 days

Every feature included. Then $12.99/mo, or $100/yr as a founding member — cancel anytime.

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