Worth brings your bank accounts, budgets, investments, and crypto into a single quiet view. AI-powered insights. 160+ educational articles. Your data stays on your machine.
Free forever for personal use. No credit card required.
Connects with the institutions you already use
15 integrated features that cover the full spectrum of personal finance — from daily transactions to long-term wealth building.
Connect accounts via Plaid. Transactions sync automatically with categories, merchant names, and pending status.
Monthly budgets with rollover. Under-spend in March, it carries into April. Over-spend, and the deficit follows too.
Automatically detects subscriptions, bills, and recurring income from your transaction patterns.
Save for anything or pay down debt. Projected payoff dates, APR modeling, and progress tracking built in.
See Plaid-connected brokerage accounts alongside your crypto portfolio with live prices from CoinGecko.
Manual holdings, DeBank wallet sync, Coinbase and Kraken exchange connections — all in one view.
Monthly income vs. spending charts, top merchants, category trends, and saved report configurations.
Create rules like 'if merchant contains Netflix → Subscriptions.' Rules apply during sync and retroactively.
Manual score entry with a gauge visualization, history chart, and delta tracking over time.
Real-time net worth combining bank accounts, investments, crypto, real estate, and vehicle valuations.
Chat with Claude about your finances. It reads your real data — net worth, budgets, goals — and gives personalized advice.
160+ original articles across 27 topics — from budgeting basics to tax-loss harvesting to estate planning.
Three-way theme toggle: light, dark, or system. Every chart, card, and component adapts instantly.
Track RSUs, ISOs, NSOs, and ESPPs with vesting schedules, cliff calculations, and estimated values.
Your data lives on your machine. No cloud sync, no analytics, no tracking. Passwords are bcrypt-hashed.
The Worth dashboard brings everything together — net worth, cash flow, spending, goals, and recent transactions — in one calm, editorial view.
No spreadsheets. No manual entry. Connect once and let Worth handle the rest.
Link your banks, credit cards, and investment accounts through Plaid in under 2 minutes. Add crypto wallets and exchanges too.
Transactions flow in with categories, merchant names, and amounts. Balances update, net worth recalculates, recurring patterns get detected.
Create monthly budgets with rollover. Set savings goals or debt paydown targets with projected timelines.
Chat with your built-in financial assistant. It reads your real data and gives personalized, actionable advice — grounded in 160+ articles.
Ask Worth anything about your finances. The AI reads your real data — net worth, budgets, goals, credit score, equity grants — and gives you personalized, actionable answers. It even links to relevant articles from the 160+ piece Learn library.
A built-in library of 160+ original articles covering everything from budgeting basics to advanced tax strategies. Written in plain English, not jargon.
Plus: Debt, Insurance, Goals, Economy, Scams & Fraud, Giving, Glossary, and more.
Worth is designed around a simple principle: your financial data should never leave your control.
Your database runs on your machine. No cloud sync, no third-party analytics, no tracking cookies.
Plaid handles bank connections with 256-bit encryption. Worth never sees or stores your bank credentials.
Every line of code is in your repo. You can audit, modify, or extend anything. No black boxes.
Everything included. No feature gates. No upsells.
3-day free trial · no credit card required
Full access to every feature. Cancel anytime.
Start free trial3-day free trial · no credit card required
Best value — that's $8.33/month. Everything included.
Start free trialConnect your first account in under 2 minutes. Free forever, no credit card, no strings.
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