The personal finance app that works while you sleep — an AI agent reviews your money nightly, hunts real savings with sources, and fixes the small stuff itself.
You're on track to fully fund your emergency fund by March.
Netflix raised its price — the annual plan saves you $28/yr.
What Worth does
01 — Track
Connect once and Worth keeps the ledger — transactions sync with merchant names, categories, and pending status. Rules and receipts tidy the rest.
02 — Plan
Six budgeting strategies — from simple category caps to zero-based and Fixed & Flex — plus goals with projected payoff dates. Pick a method, not a fight.
03 — Grow
Net worth, investments, crypto, equity grants, and a Planning page that models life events — buy a home, have a kid, retire — against your real numbers.
The agent
Worth doesn't just show you your finances — it works on them. Nightly, quietly, with sources.
An agent reviews your whole financial picture while you sleep. When it finds something, you get a push: “Worth found 3 things · 2 need your review.”
Live web search hunts cheaper plans, annual-switch savings, and retention offers for your actual subscriptions. Every claim carries a verified source link, and a “Saved so far” tally tracks real money.
Price hikes caught automatically — Netflix $15.49 → $17.99 — plus duplicate charges, amount spikes, overlapping streaming services, credit-utilization warnings, and high-APR debt alerts with avalanche guidance.
A 30-day projection built from your real recurring bills. “You’ll dip negative on the 15th” — before it happens, not after.
High-confidence fixes — category rules, budget tweaks — apply automatically, per toggles you control. Every action lands in an activity feed with one-tap 30-day undo.
A written “your week in money” narrative, pushed every Sunday. Read it over coffee; know exactly where you stand.
Worth keeps an eye on your investments too — flagging high fund fees with cited sources, over-concentrated positions, idle cash, drift from your target allocation, and tax-loss awareness, plus a heads-up when a holding makes a big move. It surfaces and explains; it never gives buy-or-sell advice.
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The assistant reads your real numbers and does real math — cash-flow simulations with projected figures, not vibes. It remembers past conversations, and it'll even draft the script for your next bill-negotiation call.
Up and running in minutes
Link banks, cards, and brokerages through Plaid in under two minutes.
Transactions, balances, and recurring patterns flow in automatically.
Pick a budgeting strategy and set goals with projected timelines.
Chat with the AI assistant about the numbers it just organized.
Plus Debt, Insurance, Goals, Economy, Scams & Fraud, Giving, a full Glossary, and more — written in plain English, not jargon, each article ending with a knowledge-check quiz.
Encrypted at rest and in transit, synced securely across your devices.
Plaid handles logins with 256-bit encryption. Worth never sees your credentials.
No ads, no data brokers. Your subscription is the business model.
Pricing
Everything included. No feature gates. No upsells.
7-day free trial · credit card required
Full access to every feature. Cancel anytime.
Start free trialFounding-member launch price · locked in
That's $8.33/month — 36% off monthly, locked in for as long as you stay. 7-day free trial, credit card required.
Start free trialThe deal finder alone routinely pays for Worth.
Connect your first account in under 2 minutes. Try every feature free for 7 days.
Start free trial$12.99/mo · $100/yr founders offer · cancel anytime