Free tool
Six named buckets for the expenses you know are coming — car repairs, Christmas, vacation. Set a target, save monthly, and no bill is ever a surprise.
0% funded · ~12 months to go
0% funded · ~12 months to go
0% funded · ~14 months to go
0% funded · ~12 months to go
0% funded · ~12 months to go
0% funded · ~12 months to go
Six blank sinking-fund panels on one sheet — name, target, monthly set-aside, and a running balance log for each. Plus a quick primer on the method.
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A sinking fund is money set aside a little at a time for an expense you know is coming — new tires, holiday gifts, the annual insurance bill. Unlike an emergency fund, it's for the predictable stuff. Divide the cost by the months until it's due, and a $1,200 December suddenly costs a painless $100 a month.
Keep them in one high-yield savings account with a simple note of what belongs to which fund — or in separate buckets if your bank offers them.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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