Free tool

Percent-of-Income Budget Checker

See what share of your income goes to each category and how it stacks up against common budgeting benchmarks.

Monthly numbers

Left over / month
$1,600
Categories on target
2/5
Verdict
3 to fix

Green means within benchmark, amber means over (or under, for savings).

Yours vs recommended

Housing
$1,800 · benchmark 28%
30.0%Over
Transport
$700 · benchmark 15%
11.7%On target
Food
$800 · benchmark 12%
13.3%Over
Debt payments
$500 · benchmark 10%
8.3%On target
Savings
$600 · benchmark 20%
10.0%Under

Share of income

Benchmarks are rules of thumb, not laws. High earners often spend a smaller share on essentials; costly housing markets push the housing line higher.

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