Free tool
Your side hustle pays less than you think. Subtract expenses, taxes, and every hour of prep and drive time to find your true hourly rate.
You're above minimum wage but $1.10/hr short of your target — raise prices, cut expenses, or trim hours.
Net profit of $819 across roughly 43 hours a month works out to $18.90/hr. Self-employment income typically owes ~15.3% SE tax on top of income tax, so the default 22% effective rate is a reasonable starting point — adjust for your bracket. This isn't tax advice.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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