Free tool
One balance, one rate, one payment — see the month you're done, what interest really costs, and what an extra payment buys you.
This is the simplified all-debts view: one blended balance and rate. For per-debt snowball vs. avalanche ordering, use the Debt Payoff Planner.
The gold curve is your payoff with the extra payment; the dark curve is the standard schedule. Assumes a fixed blended APR and no new borrowing.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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