Free tool
One semester, one sheet, one number that matters: how much you can actually spend per week without an ugly surprise in November.
Count only what lands in your account after tuition.
Total: $0
Monthly bills × months in the semester.
Total: $0
Estimate honestly; this is the part you control week to week.
Total: $0
(Income − fixed costs) ÷ weeks = your weekly spending money. Take it out weekly and when it's gone, it's gone.
Income, fixed costs, flexible plan, and the weekly-money math — one page to fill out at the start of each semester.
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Aid refunds land in one big August deposit that feels infinite and isn't. Dividing by the weeks in the semester converts it into a number your brain can actually use on a Tuesday. If the weekly figure looks grim, the levers are: cheaper housing, fewer subscriptions, more work-study hours — in that order of impact.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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