Understanding, prioritizing, and destroying debt — starting with the debt that's actually hurting you.
Not all debt is the same. Treating a mortgage like a credit card — or vice versa — is a costly mistake.
Math says one thing, human psychology says another. Both are right — pick the one you'll finish.
The mechanics of the most predatory mainstream loan product in America.
Federal vs. private, income-driven plans, refinancing, forgiveness — the landscape at a beginner-friendly level.
The phone call most people never make, and the discounts you can get when you do.
Combining multiple debts into one simpler payment sounds great. It is, sometimes. Here's when it isn't.
0% APR offers look like magic. They're not — they're a tool that rewards careful users and punishes careless ones.
Old debts don't disappear — but after a certain number of years, you can't be sued to collect them. Here's what that actually means.
The one type of debt where the stated price is almost never the real price.